Monthly Archives: April 2020

Home Inspector NYC – Efficient Inspection Assured

Owning a home, which you call your own! The pain of not owning one can only be felt by those, who either have lost their homes forever due to some disastrous political development or otherwise. Buying a new one however, is not without its associated risks as the buyer would like to go for a perfect deal only. In this backdrop, one is effectively helped by the services of a home inspector in NYC, who prepares a categorized report on the condition of a house. The entire procedure is taken care of by efficient services of a home inspector in New York, who sees to it that you are able to select a perfect home for yourself. An intensive research is necessary on the part of a buyer to finalize a deal in which due care has been taken to include the choice of location, the facilities around, the condition of a house itself etc.

Before procuring a perfect piece of property, it is necessary to go for a proper research mechanism which helps one to get a clear idea about the performance of home inspector. It is important for personnel like home inspector to be thorough with the knowledge of home inspection, which only comes with the years of experience. Home inspector NYC offers services which are in tandem with the specific needs of a buyer. A step by step approach results in a beneficial deal for you, which actually is the outcome of their in-depth knowledge in other related fields such as real estate, engineering and construction. The actual test however, comes when the authenticity of these home inspectors need to be verified and in this endeavor, internet comes forth as the savior. In addition to this, one can also contact the erstwhile clients who can provide you with a fair idea about the services of home inspector NYC.

There are many parameters connected to the house buying procedure. Usually, it is found that a number of modifications and extensions are added to the house before following the electrical inspection rules. However, going for the services of home inspection professional ensures a thorough inspection of the property before being purchased. A major area of concern related to buying a house is the costs involved, but this factor has also been taken into consideration by the home inspectors in NYC. Understanding that the specific requirements of buyers should be in tandem with the inspection costs, they have come up with charges ranging from $300 to $500 which are quite affordable by any means. One more thing! You should demand a categorized bill, which provides you with an exact idea of their services.

The home inspector in NYC helps in the selection of a deal that satisfies you on all counts. Generally, a home inspector’s itinerary is full with the tasks related to home inspection like inspection of walls, roof, ceilings, drainage systems, electrical connections, attics, exteriors and the interiors. These very parameters come in handy while selecting a house of your dreams. The onus of checking the faults while buying a house rests with the buyer as the seller can’t be blamed in this case. Once the safety standards of a house are confirmed, the home inspector examines all the attributes of a perfect deal so that it proves to be an ideal investment for you.

Home Inspection Due Diligence Required

If you are buying a home or even if you are selling a home, the most important aspect of the entire process is that you need to be totally aware of what you are buying or selling in terms of the quality of the construction and repairs. You do not want to uncover damaged or old hidden plumbing, electrical fittings or even bad roofing later on because you will not have recourse to go to the seller later on. Which means it is better to shell out some money on home inspection services right now as opposed to doing expensive refitting and repairs later on.

Once you have decided upon getting a home inspection done, then the next step is to look for home inspector or home inspection services. In the market place you can find companies providing home inspection services or individual home inspectors working for a fee. There are a few questions you need to ask to a home inspector before you allow him to do a home inspection. That will help to make sure that you have the right person for the job and you will get what you desired out of the home inspection.

A few basic questions you need to ask are:

What sorts of inspections will the inspector cover and if it will meet the state mandated requirements also?

What expertise does the inspector have? How many inspections has he done so far and to which professional organization is the inspector affiliated to?

What is the cost of the inspection and how much each additional service cost?

Ask whether you will be able to attend the inspection?

These are some of the questions which you need to ask the home inspector or the home inspection company. Remember this due diligence will weed out unpleasant surprises after the inspection and you will get value for money.

What Should Be Covered In A Home Inspection

The purpose of a home inspection is to determine the condition of the home at the time of inspection. The inspection report is often used in determining the value of a purchase, and presents an opportunity to negotiating price and repairs that may be required.

There are various types of inspections services. Buyers who want a house they are considering to purchase to be inspected. Sellers (or listing inspections), who want their house inspected to identify and correct issues before placing their home on the market. Phased inspections, which are conducted during various construction phases on a house under construction. Warranty inspections which are usually performed 11 months after the initial construction while the house is still under a builder’s warranty.

An inspection covers an inspection of structure, roofing, electrical, plumbing, heating and air conditioning, and appliances. Inspectors are required to inspect only items that are visible and accessible. Two story roofs are generally considered inaccessible and are inspected from the ground. Inspectors are not allowed to perform invasive inspections. They are not allowed to open walls or ceiling to determine issues hidden behind the walls.A professional inspector will incorporate the latest technology such as thermal imaging to assess the general condition of the home.

Home inspectors are similar to primary care physicians, except that home inspectors are not permitted, by law, to work on houses they inspect. Primary care physicians will refer their patients to a specialist for a more thorough exam and treatment. Home inspectors will likewise refer their client to a specialist when it is warranted. As stated, home inspectors are not allowed, by law, to work on homes they inspect. This is for the protection of the client. They don’t have to worry that the inspector is finding issues with the hopes of being able to make additional money through repairs.

The typical home inspection is limited to the house and garage. It does not include pools, hot tubs, lawn sprinklers, wells, septic, and out buildings. These are add-on costs. Some require additional training and licensing on part of the home inspector.

The role of the home inspector is simply to inspect and report. A home inspector should not make recommendations about who should make the repair or whether the client should buy the house, or what should be negotiated with the seller. We recommend that the client consult with their realtor who will assist them in making these decisions.

Home Inspection – How It Benefits The Buyer, Investor And Seller – Home Inspections

It is important to understand that a home inspection can be very valuable to both the seller and the buyer of a home. For obvious reasons the home inspection is valuable to the buyer as the inspector will point out any serious defects in the home as well as the overall condition of the home before the home is purchased.First off, let me explain what a home inspection actually consists of for those who are a little unclear.A home inspection is an evaluation of the visible and accessible systems and components of a home such as the plumbing system, electrical system, roof, etc. Most importantly a home inspection can usually detect any structural problems with a house. Structural concerns include the foundation, exterior wall system, interior load bearing walls, floor system and roof system. Problems with any of these items can result in substantial repair costs.This inspection report can also be valuable to a seller. If a seller has a home inspection preformed before they list the house, the seller will have a “heads up” on any defects in their home. They may elect to fix some or all of defects so they will not become an issue to the new buyer prior to closing. And most times the seller will get things repaired or replaced at a cost much lower than when the buyers look for repair credits before the closing.Home inspections are just as important for real estate investors (who become sellers), who buy houses in “as-is” condition. Even though many investors can see most of the things that need repair, and know the house needs fixing, they tend to overlook some of the issues that need repair and don’t figure it into their cost estimate. Then they are faced with the repairs at closing. A favorable inspection report can give you the added comfort that you are not buying your next nightmare!I suggest investors (as well as any seller) get a home inspection report as it will help identify all the issues that need to be addressed. Then, the investor can use that report to show the contractor what needs to be replaced, fixed or repaired. And it’s the little (and sometimes the not so little) things that investors miss or overlook that can add up and also hold up a closing.Things such as, grading and drainage issues causing water penetration into the house or from down spouts not properly angled away from the foundation. Also missing fascia boards (boards nailed across the ends of roof rafters at the eaves), missing or damaged eves and soffits. And don’t forget the plumbing, water heater and appliance vents, water pressure, electrical capacity, etc. See, many things most of us never think about.If you think about it, you are paying someone to do a fairly comprehensive diagnostic test on the home. To tell you all the things you are not trained to find.So I say, why not know about any defects and repair items BEFORE you buy or put the house up for sale.When ever the word “safety” or “hazard” comes up in a home inspection report, everyone’s antenna goes up! Having the report and repairing the necessary items before the buyers get their home inspection will drastically reduce the amount of items being found by the buyer’s home inspection.And if you are an investor, you could have gotten the repairs completed for a minimal fee as your contractor is working in the house anyway doing the renovation work. After the renovation is completed and the workers are gone and you need to get them back, it usually will cost much more as now they are coming for a “new job”. So why not address those repair issues before time. It makes sense to me!Now bear in mind, you can sometimes have twenty “suggested” items to be addressed. When twenty or so of these small items are put on the report, this leads to buyers getting scared, and or the buyers asking for big credits and costing you much more money.In summary, if you are buying a home, selling a home or if you are investing in a home, a home inspection report by a licensed home inspection company will open your eyes to any and all defects that could become an issue when you go to sell or flip the house. My opinion is that a home inspection is worth the small fee that is charged. Most states have adopted standards of practice from the American Society of Home Inspectors (ASHI.)Oh, one last thing. Always get a termite inspection. Some home inspection companies are licensed to offer this service as well. But I always like to get the termite inspection by someone who can actually perform any necessary treatment.

Marketing Ideas For Realtors

This is not your father’s real estate business anymore. Gone are the days to meet any warm body requirements for a mortgage and get whatever price you need for your sales clients. Appraisers worry that they will be sued for inflating home values and by the scandals that rocked Northeast Ohio in the district appraiser’s offices, you will be lucky to get anything close to the value you think should be for the value valued at your home. What are some good marketing ideas for realtors in the current real estate market?

If you do not already have business cards in the hands of your last ten sales or satisfied buyers you are really missing the boat. Word of mouth referral is the single most cost effective way to get new clients and is still one of the best marketing ideas for realtors to this day. By giving cards and offering a monetary (gift card) reward for referrals you will get a steady stream of new buyers and sellers over the course of a year. Periodically keep in touch with former clients to see how they are doing in their homes and remind them that they can make money sending people to you for your realtor services.

Other marketing ideas for realtors include sponsoring mortgage symposiums for new home buyers to help them understand the ins and outs of getting a mortgage approved. As a realtor in today’s market you have to provide additional value other than getting the buyer and seller together and negotiating a price. If you can show prospective clients that you are going to be a partner that can offer added value before and after the sale you have a better chance of getting new clients and selling more homes and properties.

Tips for Choosing A Perfect Home Inspection Company

Purchasing a new home is a big investment. Before investing your hard earned money in buying a house that you have dreamt of, it is important that you check every aspect of it. One of the most significant aspects is getting the entire home inspected before you sign any contract in the process of buying a house.

The industry of home inspection is full of competent home inspectors. There are dozens of home inspection companies that offer reliable home examination services to their clients. But along with the availability of professional home inspectors, the home inspection industry is also plagued with fraud companies who call themselves competent home inspectors. So, it is a must to screen and qualify a company before hiring their inspection services.

There are a number of things that you must keep in mind while selecting a good home examiner for inspecting your new house. Some of them have been mentioned below:

Experience– You must consider hiring the services of a professional who performs at least 300 inspections per year. House inspectors having more years of experience are most desirable for the job of home inspection.

Knowledge– The home inspection company you choose must be knowledgeable enough to understand every system in a home. Professionals having a relevant degree in the field of engineering or architecture are considered best for the work of home assessment. Professionals dealing in general construction are also considered ideal for the role of house inspectors.

Reputation– When you are dealing with a professional company, it is important to note the reputation of both the company and the inspector who will be performing the work of inspection for your house. You must always request your hired company to send you a trained and reputed inspector for inspecting your home.

Getting relevant reports– Ensure that your hired house inspection company provides you a report that covers all the aspects of scrutiny. The inspection of your new house must include a signed report that describes what inspection was carried and also it will include the conditions of the inspected items. There are a number of home assessors who provide a checklist of items that they inspect. On the other hand, there are professionals who provide a written description of all the items that are inspected.

The cost of the inspection – Before you hire the services of a professional home examination company, you must also ask them to give you an estimate of the total cost associated with the inspection of the house. Once you get an estimate, you can compare it with other companies before hiring any particular company.

You must consider all the above points because at the end, it is the knowledge and experience of the home examiner that matters a lot in the work of home inspection.

Protect Your Assets with Insurance for Empty Property

Property is not always occupied by the owner. Any property can be empty at any time under various circumstances. Even though your home has a sophisticated security system, you need to take good care of your assets. When the house is vacant for several months, this means your assets are already under threat. Now, to improve your peace and comfort when leaving home, you need to buy Insurance for empty property. This type of insurance will protect your assets against several risks such as fire, storm damage, theft, and other unexpected events.

Everyone does not want to leave the house empty for a long time. However, sometimes some work demands require you to leave your house empty for several months. This is clearly a dilemma; your work is very important but on the other hand valuable assets in your home need to be protected. Valuable assets at home are the result of years of work; they may disappear suddenly due to accidents when the house is empty. It is not only the demands of the job that requires you to vacate the house; investment property can also be vacant because no buyers are interested yet. While waiting for the buyer, it may be better for the property owner to protect valuable assets with Insurance for empty property. If the property has not been sold, this means that the condition of empty at home will continue, to overcome this problem usually the property owner builds an extension of insurance services.

Whatever the reason, leaving the house vacant for several months poses a higher risk, and that is highly discouraged. Better to ensure the security of assets through a trusted insurance service. What should you do before working with an empty home insurance company? You must ensure that your home is safe; lock all accesses to your house properly such as house doors, garage doors, windows, etc. Also make sure the system of electricity and water are safe before you leave the house. In essence, give the appearance of a property that says your home is safe so that insurance companies want to work with you.

If they are willing to work with you, then it’s time to learn the coverage offered by insurance companies. If you take up vacant home insurance, you must find a policy that covers a lot of things. Make sure they will cover the damage to assets due to several things such as storms, floods, fires, broken pipes, theft or attempted theft, vandalism, legal expenses, damage due to personal assets, etc. Also learn what is not covered by the insurance company. Providers of Insurance for empty property may not pay for claims for some reasons such as forced entry (leaving doors or windows open), large jobs in your home, and you hire contractors to work in your home.

There are many empty home insurance companies on the internet. They provide a variety of services, each company offers different coverage so you have to find a company with coverage that suits your needs. Also choose an insurance company that offers flexible policies in terms of the duration of the insurance contract so that you do not lose.

4 Time Saving Tips When Creating an Electronic Home Inspection Report – Home Inspections

This article is going to discuss four tips that home inspectors can use to save time and become more efficient while creating their home inspection reports. The time saved can be used elsewhere such as working on their company website, marketing campaigns, or more time with their family.Tip 1 – Use Software in the Field
Using home inspection software on a portable device in the field allows an inspector to create the report as they inspect. Depending on the software, this can be done on a laptop, tablet, or handheld device. Once the inspector finishes their inspection, the report is complete. The inspector can choose to go back to the office and make any final changes before delivering it, such as adding pictures and adding final comments, or deliver it to the client in the field. Many home inspectors are still using paper to do their inspections and not taking advantage of field reporting software. Using software on-site saves the inspector time by eliminating the need to create the inspection report a second time back at the office.Tip 2 – Use Customized Forms
Another tip for inspectors is to use a customized home inspection form or template that suits them and their inspection style. Using a customized form that the inspector is comfortable with will save them time while filling out their inspection report on-site. They can choose the order in which the sections of the home appear in their software to match the order in which they inspect. Inspectors can also make one time changes for a specific property or make permanent changes to their template. For example, an inspector in Florida could delete the ‘Basement’ section in their report, since most of the properties they will be inspecting will not have basements. Using a form that is suited for an inspector will save them time and allow their inspection process to be more efficient.Tip 3 – Use Dropdown Lists
The third tip for saving time is to select common answers from the software’s dropdown lists. Most inspection software programs already come with preloaded narratives. It is important that an inspector continues to build their library of narratives with their own comments to eliminate the amount of typing they have to do. Over time an inspector’s library will grow and give them the ability to choose very quickly from several different choices. This will eliminate the need to type out each narrative and will save a great deal of time each inspection. Typing takes a lot of time in the field and any chance an inspector has to eliminate it, is a benefit to them and their inspection process.Tip 4 – Preload Data into Report
The last time saving tip for home inspectors is to fill out any information they may have about the home before they arrive on-site for the inspection. A home inspector should be able to fill out most of the general information about the home beforehand. Inspectors can use their knowledge of the area to fill out common information ahead of time as well. For example, if a specific subdivision has all asphalt driveways or hardwood floors, they can go ahead and put that information into their report. Filling out information ahead of time will not only save them time when creating their report, but it will also be one less thing they have to worry about in the field.Using the tips listed above, an inspector will be able to save time and become more efficient while creating their home inspection report. Saving time will allow an inspector to schedule more inspections and also have more time to spend on other areas of their business.